Introducing Our Utility Schemes

Hiya SpottR, I come bearing info. Today I’d show you how to do more with CLIQ tokens. CLIQ token allows us to solve Africa’s non-consumption problem by offering various financing products for both businesses and consumers and goes a few steps further to help its holders grow wealth. Follow through to see our diverse range of utilities;

1.Credits: Repeat after me. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad. No, loans are not bad.

Only loans taken for non-productive ventures likely turn out bad. Take a small one for consumption, go all out for investment and business. This is how the rest of the world thrives; LOANS.

SpottR will extend credits and loans to holders of CLIQ token with equity contribution of at least 1/5th of the desired amount (terms are subject to change from time to time) and these loans are giving out at 3.5%. Anyone looking to finance their

• Business — can talk to us and exploit our Business Financing & Franchising options: There are two ways we finance businesses; direct loans to users or through partner financing where we pull in funds from holders of CLIQ tokens into a business to scale activity. We also co-invest in high growth ecosystem businesses that power up ecosystem activities in a bespoke business franchising scheme. Our loans start at 3.5% APR for wallets that are at least three (3) months old.

• Goods or services purchase — can talk to us for a quick loan at 3.5% APR for wallets that are at least three (3) months old or they can simply make the purchase directly from our app and check our using Buy Now Pay Later (BNPL).

• Travel — can simply reach out to us or apply for a loan directly from the app at 3.5% APR for wallets that are at least three (3) months old.

• Organize an event — can simply reach out to us or apply directly from the app for a loan at 3.5% APR for wallets that are at least three (3) months old.

2. Cooperative Beta (CB): Individuals can form a group or save individually to maximize their CLIQ token holdings. When you accumulate CLIQ tokens to your set target (at an agreed fixed price independent of market fluctuations), you earn some interest on your total holdings. The larger the group, you accumulate with the more interest you get.

3. NYSC: Because NYSC is an important transition for almost every Nigerian, we gave it special attention. Our Allawee-to-Boss scheme gives you the funding to go from serving to being served. No booze is enough and you can never be the most high. But if you save 20,000 naira from your allawee every month under our special CB plan above, at the end of your service year, while you’re still figuring out life, we’d buy you a Keke worth 700–750k from your 220k stash, hook you up with a rider and give you weekly and monthly returns. In the end, you’d have doubled your stash, been an employer, grown your token value and you’d be well on your way to do more!

4. Offline Affiliate Marketing: While businesses benefit a lot from this, we had students in mind when we created this for @cliqtoken. Underemployed people who have good marketing skills, a network of people to market to and/or the reach to those they can market to, can conveniently take up our offline marketing gig(s).

Under the program, they will be hooked up with only merchants/businesses on SpottR who need viral real-life offline marketing for their products. Businesses need not to worry about their products as they will be automatically insured under the program.

The marketer either takes a cut usually around 20–35% or marks the product up and remits the rest. Harness a network of distributors to drive viral offline marketing at several target locations.

5. Partner Grants: Using CLIQ tokens, we will give grants to select businesses that can power up and catalyze the SpottR ecosystem. Got a super idea that needs funding and that can plug in seamlessly? Let’s talk buddy.

6. BB Program: HODL and Hedge. If and when you think you will get tired of holding CLIQ tokens, talk to us, we will lock a price in and buy it back from you regardless of the markets. We trust our tokens that much.

7. Crypto Asset Management: For the big boys only. Have a portion of your CLIQ portfolio managed by best-in-class Asset managers to always be on the profitable side of the market. How do we do it? We split it in 2 parts. We give you one (1) part to allow you access any of our other utilities while we split our own part into three (3) more parts to give you the best returns. Haha!

Visit cliqtoken.com to learn more about our project or you wish to apply for any of the business schemes above, kindly visit https://cliqtoken.com/ct-financing/